Real Estate – Remember To Water https://www.remembertowater.com Growing Your Personal Finances Sat, 05 Mar 2016 05:18:59 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.14 https://i1.wp.com/www.remembertowater.com/wp-content/uploads/2016/01/cropped-site-icon_rtw-logo-color_512.png?fit=32%2C32&ssl=1 Real Estate – Remember To Water https://www.remembertowater.com 32 32 105182200 Remember To Water Repayment To Rent Ratio (RTW RRR) https://www.remembertowater.com/remember-to-water-repayment-to-rent-ratio-rtw-rrr/ https://www.remembertowater.com/remember-to-water-repayment-to-rent-ratio-rtw-rrr/#comments Fri, 29 May 2015 05:55:09 +0000 http://www.remembertowater.com/?p=24 The Remember To Water Repayment To Rent Ratio score (RTW RRR) is a number designed to tell you how well you could (or should) be saving when trying to buy a home. Like all simplistic models it is far from infallible. But I believe it provides an interesting look at how you are, or could be, doing when it comes to saving a deposit and readjusting your rental expectations. What is the Remember To Water Repayment To Rent Ratio (RTW RRR)? Your RTW RRR score is the ratio between your minimum mortgage repayments if you had a 100% loan and the...

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]]> https://www.remembertowater.com/remember-to-water-repayment-to-rent-ratio-rtw-rrr/feed/ 1 24 How Much Do You Really Need For A House Deposit? https://www.remembertowater.com/how-much-do-you-really-need-for-a-house-deposit/ https://www.remembertowater.com/how-much-do-you-really-need-for-a-house-deposit/#comments Fri, 24 Apr 2015 11:51:40 +0000 http://www.remembertowater.com/?p=21 So how much do you really need for a house deposit? When I first seriously started thinking about buying a house I had no idea where to start. I knew you got a loan and then paid it off. I knew how to look for houses that I liked. I had been “house window shopping” for years already, but the technical details around financing and deposit requirements were all new to me. Lenders Mortgage Insurance Being a naturally inquisitive person who likes to learn, I found myself with financial institutions providing me with information that just posed more questions. I...

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]]> https://www.remembertowater.com/how-much-do-you-really-need-for-a-house-deposit/feed/ 10 21 The Ultimate Low Rate Credit Card – How To Maintain Liquidity In Your Property https://www.remembertowater.com/the-ultimate-low-rate-credit-card-how-to-maintain-liquidity-in-your-property/ https://www.remembertowater.com/the-ultimate-low-rate-credit-card-how-to-maintain-liquidity-in-your-property/#comments Fri, 13 Mar 2015 08:57:06 +0000 http://www.remembertowater.com/?p=16 I will get to the ultimate low rate credit card in a second, but if you are like me, then once you have saved up a 20%+ deposit, found the right home, completed any inspections, and finally moved in, you want to start paying it off. In todays low interest environment, with home loans (in 2016) dipping below 4% in Australia and lower elsewhere, it is a perfect time to make some good in-roads into your mortgage. Nothing feels better than taking a chunk out of your debt – or at least not that I plan to talk about here....

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