Indeed, I wish they (all insurance companies) had a “these are the important/simplified parts of the PDS” section. Some do (again, having just read AAMI’s – https://www.aami.com.au/aami/documents/personal/home/kfs-building.pdf), but I think there is room for improvement there too. At least quotes are reasonably fast to do online now, just open 5 browser tabs, or use comparison sites, but not too impressed with many of them – a topic for another day.

Don’t worry, I always comb through that tedious PDS – worst part of actually comparing insurance! It’s still always worth getting a quote with AAMI even though we haven’t been with them in years, who knows, maybe one day they will surprise me.

Mrs DDU

Yeah, I have had similar experiences with some of the people I have talked to. I assume there must be some policies they are following. I may have caught her on a good day? With that said, my car insurance is not with them, as they couldn’t come close to some others in pricing (for equivalent cover). If you are buying insurance 100% based on the cheapest price, remember to double check what (if anything) is missing from the cover – read the PDS.

Mrs DDU